nrj3697
nrj3697 t1_j6paw1z wrote
Reply to comment by lucky_ducker in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
What do you mean by interest rate risk
nrj3697 t1_j6par4r wrote
Reply to comment by mylord420 in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
Very true. I’m thinking like less than 5 years
nrj3697 t1_j6pap7k wrote
Reply to comment by Sheppard47 in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
Yeah that’s what I’m doing saving for home improvements
nrj3697 t1_j6pamjt wrote
nrj3697 t1_j6ov5pi wrote
Reply to comment by DaMan619 in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
Do you ever think the current “everyone is a day trader” mentality will go ever go away? Lol
nrj3697 t1_j6oohjy wrote
nrj3697 t1_j6ooezh wrote
nrj3697 t1_j6oiq6a wrote
Reply to comment by fluffy_bunny22 in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
Yeah if you use fidelity or any of those they have them on their. You could also lock in some CD's for nice rates long term if that's what you wanted to do.
nrj3697 t1_j6og673 wrote
Reply to comment by syxxnein in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
I feel the same way! i get worried putting in now and then it dropping another 15 percent.
nrj3697 t1_j6ofid1 wrote
Reply to comment by fluffy_bunny22 in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
You are able to buy bonds from your brokerage as well. All of them usually have new issue bonds on there.
nrj3697 t1_j6obljh wrote
Reply to comment by syxxnein in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
Thats awesome. I wish i would have had more money up front when all this happened. Id be throwing as much as i can in the S&P right now as well as fixed income investments. WHEN the market turns around becuase its inevitable, you could make a nice return from both.
nrj3697 t1_j6obeao wrote
Reply to comment by TeflonShawn42069 in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
Im wondering if doing CD ladders would be a plus right now for the long term while rates are high and lock them in.
nrj3697 OP t1_iyd7l64 wrote
Reply to comment by [deleted] in capital one bank vs discover bank for checking and savings by nrj3697
Capital one has cash deposits at cvs which is nice for that one off time I need it
nrj3697 OP t1_iyd4nkj wrote
Reply to comment by Werewolfdad in capital one bank vs discover bank for checking and savings by nrj3697
I opened one a year ago and just never used it
nrj3697 OP t1_iyd2x2g wrote
Reply to comment by alexm2816 in capital one bank vs discover bank for checking and savings by nrj3697
I thought Discover checking and savings was kind of new?
Submitted by nrj3697 t3_z8t36w in personalfinance
nrj3697 OP t1_iujyxvh wrote
Reply to comment by trilliumsummer in Has anyone given Ally Robo Invest a shot? looks like its pretty easy and straight forward. I use Fidelity brokerage accounts and Roth IRA's but im curious of how well the robo works by nrj3697
But in theory if the HYSA rate is down then your investments should be up. And vise versa. Years ago my brokerage accounts had a ton more money in them to lol
nrj3697 OP t1_iujsoux wrote
Reply to comment by trilliumsummer in Has anyone given Ally Robo Invest a shot? looks like its pretty easy and straight forward. I use Fidelity brokerage accounts and Roth IRA's but im curious of how well the robo works by nrj3697
Yeah and 30 percent really isn't bad for what I want it for. It earns 2.35% guaranteed. It basically puts it in thier HYSA and the rest is invested
nrj3697 OP t1_iujsfwx wrote
nrj3697 OP t1_iujsex0 wrote
Reply to comment by KReddit934 in Has anyone given Ally Robo Invest a shot? looks like its pretty easy and straight forward. I use Fidelity brokerage accounts and Roth IRA's but im curious of how well the robo works by nrj3697
More or less just curious
nrj3697 OP t1_iuj0rtd wrote
Reply to comment by misteloct in do alot of people use ally still without issues? I have them but from what I read I'm worried. by nrj3697
Thats a good way to put it.
nrj3697 OP t1_iug5tkn wrote
Reply to comment by alekhine888 in do alot of people use ally still without issues? I have them but from what I read I'm worried. by nrj3697
Thats reassuring thank you
nrj3697 OP t1_iug5sqf wrote
Reply to comment by grokfinance in do alot of people use ally still without issues? I have them but from what I read I'm worried. by nrj3697
That's good
nrj3697 t1_j6pb0gx wrote
Reply to comment by xboxhaxorz in Why dont people talk about Tbills, Bonds, and CD's anymore? I remember my grandmother who was an accountant had tons of paper bonds for me when i turned 18. by [deleted]
I’ll have to take a loook