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syxxnein t1_j6o9t82 wrote

I have a tbill ladder going on and I think it's pretty sexy! 😂

I also have I bonds and I'm super happy with the return from Sept and Oct last year for my wife and I plus gifts for each other. I plan on holding these for a while as an emergency fund. I'll continue to evaluate as rates change but I'll be getting my full 15 months out.

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nrj3697 t1_j6obljh wrote

Thats awesome. I wish i would have had more money up front when all this happened. Id be throwing as much as i can in the S&P right now as well as fixed income investments. WHEN the market turns around becuase its inevitable, you could make a nice return from both.

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syxxnein t1_j6ocx3m wrote

Ya. I'm slowly DCAing into equities but I keep telling myself that there's another leg down and I'm making a mistake. 😂

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nrj3697 t1_j6og673 wrote

I feel the same way! i get worried putting in now and then it dropping another 15 percent.

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