ktigger2

ktigger2 t1_iuk5isx wrote

Start with your insurance policies. Does it look like they were covered appropriately per what your policy states? Get itemized billings from the medical providers and check the COT codes and descriptions against what happened at the visit. Get the records if necessary to compare documentation against what was billed. Call the medical provide and ask questions. Call the insurer and ask questions. That’s where I’d start.

63

ktigger2 t1_iujxss9 wrote

That would be a thought and one I looked at when it was considering doing this. But what nonprofit? You need one already involved with medical services and has a way to find this clientele plus pay someone to do this. I stopped there a decade ago. Maybe when I retire I’ll volunteer somewhere but for now medical coders are in demand and we can make more working regular medical coding gigs.

12

ktigger2 t1_iujwol4 wrote

Insurers already do this for their benefit and when they are stuck with the bill. If it’s a high deductible plan and the patient is liable they aren’t spending their time and money on this. If they are footing the bill it’s another story. I’ve been in this field for more than … !! 30 years, I’ve worked for a hospital, private practice, specialty center and now am on the insurance side.

8

ktigger2 t1_iujw44i wrote

LMAO at streamlining anything in regards to medical insurance in the USA. There are 4 employees that are billing related to every provider, and that’s just on the medical side. Medical insurers all have different billing systems, EOBs with info in different spots. Same with providers. You are investigating if it was billed correctly (documented correctly) and or paid correctly. Everyone answering here telling me you could make a living doing this for work has never worked with medical billing. But you are all giving me a nice laugh today.

154

ktigger2 t1_iujojrp wrote

That $100 also took me hours of work, phone calls, digging through their medical policy to make sure they had coverage (or didn’t) plus reviewing itemized billing. I’ve totaled up my time for when I’ve done this, especially complicated cases with high dollars and I’d make more at a minimum wage job. I did seriously look at this as a business model, it’s not profitable.

500

ktigger2 t1_iujgw53 wrote

I wish. I’m a medical coder and have helped family and friends with their medical bills. There is zero money in this. Believe me, I thought about it as a side hustle more than a decade ago.

For a $10 grand bill, I’ve negotiated and fought down several thousands. and…the patient still had several thousand to pay. In that case what could they have paid me? It’s be easier if the insurer or facility could do something, but no one is paying to advocate for the patient except the patient. And not a lot of patients have any extra money to pay someone to do that. Also to review a case took me hours or paperwork + time in the phone, PHI release forms etc. I make more at my regular job and it’s less frustrating.

886