JudgeHoltman t1_iujrbnr wrote on October 31, 2022 at 9:19 PM

Reply to comment by ktigger2 in A billing expert investigated her husband's ER bill. She was able to knock thousands off the charge. by 11ej25

> In that case what could they have paid me

10% of the $100k you saved.

Cheapest rate is $200 flat rate for you to go through the bill and give them a crash course on who to call and play secretary tag with, along with some magic words.

Or for $50/hr, you'll do a polite bit of identity theft (or do the paperwork) and make the calls yourself.

Imagine how much more effective you could be if this was your full time job and could make calls all day during business hours.

You'd be even MORE effective if you had the time and motivation to show up at the billing department in-person and just do the damn thing.

If you're good at it, you could probably partner with a Law Office as one of their paralegals and do the whole thing legitimately.

ktigger2 t1_iujxbvs wrote on October 31, 2022 at 10:03 PM

Again someone who had a high deductible insurance plan most like doesn’t have a couple hundred around to pay someone to do this. This clientele with money to pay for this service doesn’t exist.

CorporateDroneStrike t1_iuk881z wrote on October 31, 2022 at 11:29 PM

I’ve read your comments and I can you’ve got a lot of insight into this…

At first, I wanted to argue with you like everyone else but I think you make a good point about the high deductible or uninsured group.

I think there are surprising amount of people who could pay a reasonable fee to (20-40% of savings) to avoid excess spending — but they have lower deductible policies with an out of pocket max.

My deductible is $1500 and my out of pocket max is $4000. I’m fortunate enough to be able to pay the max if I needed to (fingers crossed any accident happens at the beginning of the year) but I don’t have the incentive to fight over billing because insurance will kick in.

I think there are 2 problems: target market and really high specialized labor costs for investigation. I think you could bring down labor costs with a really good tech system (machine learning maybe) but that would require investment.

It’s tough.

Trottedr t1_iuk0wad wrote on October 31, 2022 at 10:31 PM

Some state agencies offer services like this, at least to find out if the billing is compliant with state regulations and the insurance company has paid the appropriate rates according to the insured's policy.