ijm5012

ijm5012 t1_jeegvm0 wrote

Reply to What depth is this drywall? by Cardboardraptor

If it’s on a wall, it’s like 1/2” with just a lot of skim coat and texture.

Having said that, if you’re trying to match the nearly 1” depth, you could buy 5/8” to help save you time skim coating to build up the thickness.

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ijm5012 t1_je3em47 wrote

Reply to comment by urby3228 in [Beginner] In my location, my bank (PNC) has a savings account interest rate of 0.03%. Capital One is 3.4%. American Express is 3.75%. Is there any reason not to switch to one of those? by Flopcandy

I’m a PNC customer, in Pittsburgh (what the “P” stands for in PNC), and the 4% rate wasn’t available to me.

Fine by me PNC, I’ll pull the majority of my savings out and put it in another bank.

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ijm5012 t1_je3e8he wrote

Reply to comment by corrupt_poodle in [Beginner] In my location, my bank (PNC) has a savings account interest rate of 0.03%. Capital One is 3.4%. American Express is 3.75%. Is there any reason not to switch to one of those? by Flopcandy

If you literally type “HYSA” in Google, the first non-sponsored result is from Nerd Wallet, and it literally spells out what HYSA means.

For someone looking at managing their own finances, I would hope they have the fundamental knowledge of knowing how to Google something, and doing a bit of research before making changes to their finances.

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ijm5012 t1_iy3nb1m wrote

Reply to Financing a new car? by Silly_willy__

Nobody’s getting $33k for a 15 year old Accord with 160k mikes on it.

A Subaru dealer near me had a 2020 Accord Touring 2.0T (top of the line trim and engine) with 31k mikes on it, and they were asking $35k (and they didn’t get it, because I saw them lower the price at least twice.

Figure out what you can afford to where you can pay the car off in 3 years and not stress your monthly finances.

Then go look for a Toyota or Honda. Avoid Hyundai, many of the cheap ones have problematic engines or transmissions. Avoid Nissan, because their transmissions will fail.

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