TodayTime8321

TodayTime8321 t1_j0nfg18 wrote

I will make a note for deliveries (I have bags) but it is a waste of time and effort for the delivery workers so this seems to be a problem that has few solutions. I have a stack of bags to return to Target.

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TodayTime8321 t1_iwye03d wrote

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TodayTime8321 t1_iwsohpn wrote

This will sound like a joke but a labor dep rep in NJ is named John Bon Jovi and I spoke to him years ago for an old coworker. I don’t know if things have changed since covid but back then I called a number and got him directly. Really nice guy and takes issues seriously. Look up a directory to see if you can find him, he may still be working there.

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TodayTime8321 t1_ivr9m2l wrote

It is a bleak market the further up you go but South Jersey has so many beautiful options and the prices are much more reasonable.

Some of the sites I am a respondent for: QInsights, 2020 Panel, AO Opinions

Surveys average $50 for at home tests and then $125+ for online and in person focus groups. Some are $300 if it is a long at home test for a product.

There are a lot tho so do some research to find them and sign up. Good luck!

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TodayTime8321 t1_ivr6pfg wrote

Your credit score will take a hit when the car loan is fully paid off. It will bounce back but you will still take a hit. I recommend trying to plan a home purchase while you still have that loan on your report when it is mostly paid off but still active. Like when there is still $2500 or so left. Not a huge amount of debt but the payment history will keep your score high.

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TodayTime8321 t1_ivr6g1h wrote

Sign up for some consumer research survey companies. A lot are online now. If you can do 1 a month that could be your gas/grocery bill. Just a small tip for extra cash without doing much.

Create a budget to track where you are spending your money and figure out how to utilize your checks for better spending/saving.

You are well ahead so you are on the right track. You will be able to own a home.

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