MEuRaH

MEuRaH t1_j5ytyr6 wrote

Reply to comment by assholelarry in Teacher moving to VT by thebaerfetus

Off to find the ones I saw last year and... omg! They are all gone. I was helping students with condos as late as August last year. I just assumed they would still be there. There's not a single thing below 100k anymore.

That was fast...

Still a few under 200k, and it's not selling season anymore. Here's one in Colchester for 160.

https://www.zillow.com/homedetails/48-Hegeman-Ave-200-Colchester-VT-05446/2100883068_zpid/

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MEuRaH t1_j5yr2dv wrote

The key to answering this question is asking where you will be living. I am a teacher, I've lived as a single in two areas, one inside and one outside Chittenden county. The difference is vast. If you will be outside Chittenden country, you'll be fine.

You'd have better luck buying a condo, especially if you can afford the 3.5% down (if this is your first equity purchase). Condos in the state run from 50,000 to 200,000 in every county, which is 1750 to 7000 cash on hand. If you can swing that, you'll be far better off.

My monthly payment went from $900 renting to about $750 (HOA included) buying. Then when I was done with the condo, I sold it for a very small profit that I was able to use towards the next one. I've built up several hundred thousand in equity in a short time. You're not at the mercy of your landlord and condos are generally better kept as well.

I wouldn't go above 200k in your situation. Plus, if you find a partner down the road and you two want to get hitched (or whatever) and buy a place together, the sale of your condo will generate a nice down payment on a home.

I teach financial literacy. The process is not that hard. The first step is to get the money together. The second is to reach out to a place that can find you a qualified lender at the best APR. Lending Tree does that easily, but the best imo is here. Since they are motivated to sell, they basically do the rest of the work by asking you to provide information.

Anyway, gl to your process

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MEuRaH t1_j2n7259 wrote

This is clearly sarcastic, but not for those who don't get sarcasm. You'd figure the "I've become an insufferable person" in the first paragraph would be a dead giveaway, lol.

Bravo OP!

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MEuRaH t1_iwbu7bg wrote

If she loves games and puzzles, there's a board game place in Winooski that has groups that meet regularly. They are super friendly and inviting, and would be a great way to make friends. That would be my number one suggestion. Find out what time the next event is and go!

https://www.theboardroomvt.com/

Bowling league? Billiards, darts, pinball? In my experience, you can easily make friends by joining a league or going to a place that shares a hobby you enjoy that has regulars.

Does it have to be female specific? How about the Queen City Belles & Chimes?

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MEuRaH t1_iwbtlu5 wrote

Reply to comment by JerryKook in Friend for my wife by abitdaft1776

I'm going to disagree. It's very easy through hobbies.

Find a hobby you want to try, join a meetup, join a league, etc. I have 4 hobbies and have more friends than I can keep up with tbh.

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MEuRaH t1_ivcjz0d wrote

> Then this weekend I got locked into a situation at a bar where I was waiting for food and getting my ear talked off by some pretty condescending (and high volume) people from Boston and Jersey, and I was like, okay I get it. I was the bristly one.

lol

Glad you like it here. We like you too. <3

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