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RunFarSkiHard t1_ix1pj68 wrote

Reply to comment by SynbiosVyse in For people that bought single family homes in Boston or adjacent suburbs since last summer, how much are you paying per month in mortgage, taxes, insurance? by Bostonosaurus

Oh yeah. I have one friend locked in at 2.4% and another locked in at 1.8%. It hurts my soul thinking about it

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SynbiosVyse t1_ix1pr1e wrote

In order to get 1.8% APR 30 year fixed they would have needed to pay points. The lowest it ever hit was 2.5%. Again, unless they have a balloon payment, ARM, or something weird, but definitely not standard 30 year fix. Or they're lying/misinformed.

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bbqturtle t1_ix3avxv wrote

I got 2.25 with a jumbo - not sure about below 2 ha

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zipykido t1_ix2j5sr wrote

Jumbo rates are different from confirming loan rates.

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RunFarSkiHard t1_ix6i9c5 wrote

I know it's fixed and I do believe them. Maybe they bought points though, I never asked that. I just heard 1.8 and was too sad to continue the conversation haha

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