Submitted by CoolAbdul t3_xvb14x in WorcesterMA
M&T took over People's United and it's only been a couple months but everything is chaos. My checking account is indecipherable. I've been with People's ever since they were Flagship but I need to get away from them as soon as possible. I don't know how a bank in such disarray stays in business.
My mom helped me open a checking account at Citizens when I was in high school and 15 years later I've never had an issue with them over anything. Definitely recommend and they're ubiquitous throughout New England.
What do you mean your checking account is indecipherable? I was also switched over to M&T, is there anything I should be aware of?
DCU, St. Mary's, and Cornerstone I've have good experiences with.
I bank and have my mortgage with DCU, and previously an auto loan. They are pretty good and easy to work with
Edit: I also have a mass save loan with Berkshire Bank and they’ve been easy. I had a similar loan with Worcester Credit Union and they (if I am remembering correctly, it was a while ago) had less helpful online features and I had to go in person a couple times. That may have changed in recent years
Dcu
Credit union! Any credit union is better then a bank.
What does decent hours even mean? You can do all your banking online. I use allcom credit union and I love it.
Would that I had more than but one up vote to give. Dcu is great, credit unions are great, fuck the banks.
I've been using Central One Federal Credit Union for a few decades. The service is great.
I still never got my new debit card from them even after calling so i’m also jumping ship
DCU and Bay State have both been good to me and my wife.
I signed up with DCU when I first moved here and have been very pleased with them. The only issue is that they don't have many ATMs around the area, but I rarely use them anyway.
Central One has been great to work with. Not sure how common this is, but they print debit/credit cards onsite. So when your card info gets stolen, you can get a new one the same day.
I’ve had TD for about 6 years now and they’ve been great. 24/7 phone support (in America) with practically no hold time. Branches are open late. No fees depending on the type of account you create, and the branches are always very nice
I've been a member with DCU for 18 years and literally never had a problem that wasn't fixed almost immediately. No random or overdraft fees, ATM reimbursement, fraud protection saving me thousands from scammers. Now have a mortgage through them and the whole process from pre-qualification to signing the papers was a breeze. Highly recommend.
DCU reimburses up to $5/month of ATM fees!
Use SUM ATM's!!! Free, free, free. free if you're with DCU or SMCU (and others but I only use these two). No reimbursement needed--no charge ever gets made in the first place.
ANY bank who is in the SUM network is free ATM when you're with DCU, SMCU, etc.
Switched from BoA to DCU five years ago. Never looked back. Would recommend.
Been a DCU member for 25 years. Never had an issue.
Do not use a bank. Use a credit union.
How’s the mobile app?
St Mary's does too, but only in Marlborough not in Northborough.
I've been with Central One for 10 years. SMCU since I got a car loan there in 15 😁
Do they have a good interest rate for savings account?
Mobile app is pretty decent. I use it every other day
Unibank!!!
I love DCU. We have our HELOC thru them, and all our checking and savings accounts. Have to admit, the thing I love most is their hours. Even during the pandemic they were easy to do business with
Not everything can be done online or at an atm. It’s good to be able to go to the bank.
You might need to withdraw a specific amount or maybe you need quarters for the laundromat.
Hell, I had EZ Pass tell me not even two days ago they couldn’t accept my debit card or a personal check, told me I would have to get a bank check.
Not an everyday situation, but nonetheless, it’s good to have a bank with available hours.
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I’ve also been using Central One for about two decades and agree that their service is great.
I’m in the western mass area and I switched to a credit union as soon as I noticed (and asked) why Peoples United-formerly United Bank which I loved-was taking $5 from each of my savings accounts. She got very snotty and said it was bc I didn’t have enough savings so It’s fee. I’m like yea peace. Going across the street to the credit union
Credit Unions are great. Try Leominster Credit Union. branch on Shrewsbury St and at The Summit.
Second Berkshire Bank. I have my heat loan with them also and they have been fabulous over the 4 years we’ve been dealing with them.
I generally prefer credit unions, but as far as banks go Berkshire has been great.
As a former bank auditor, St Mary's is a bank to be proud of . Most people don't realize how hard it is to try to do it the right way while treating people well.
I don't have a St Mary's near my neighborhood, but if you e got one near you, you should be their customer. They live to serve their clients, employees, and community.
They should pay me for being a hype man, but in the end, documented business processes and good value and due diligence on behalf of clients are the greatest gifts that good business still offers us.
I have also heard they treat their employees like real humans. (I don't know anyone personally there, so I cannot verify that).
IIRC 6.17% on the first $1,000 in savings account. Balances above that are 0.5%, which is above average. Think Country Bank only pays 0.1% to 0.25%.
Bay State is great.
Anything not M&t. I hope they go under.
dpceee t1_ir00z5t wrote
I have been very happy with Workers' Credit Union, Worcester Credit Union, and DCU (Yes, I have accounts with all of them)