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mouse_8b t1_je1ynvw wrote

> money that gets automatically deposited in there

Not everyone has direct deposit, and some people may opt-out in order to get control of their finances. Plus, direct deposit was probably less common when the envelope system was invented.

But yes, on the extreme end, you would withdraw all of your money every check or month to put into envelopes. Then deposit back what you need for online transactions.

Realistically, with a little bit of foresight and math, you could only withdraw what you need to.

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KittyBizkit t1_je3ddzj wrote

Opting out of direct deposit and / or removing all of your money from the bank each month is a ridiculous way to “manage” money.

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