Yeah I’m prepared to not have the rates they’re advertising, and I do have financing from my own bank already lined up! I’m worried about the dings to my credit if I get to the dealer and get to the point of them going ‘we’ll offer you xyz% if you finance through us’, am I just misunderstanding that? Because if I really can’t get a better rate now, then I’d just wait until June, but would these financing checks later affect my credit when I want to purchase then? Thanks again for your help!
thegreatsarah OP t1_jef41af wrote
Reply to comment by alexm2816 in Buying a New Car - Financing Rate Questions by thegreatsarah
Yeah I’m prepared to not have the rates they’re advertising, and I do have financing from my own bank already lined up! I’m worried about the dings to my credit if I get to the dealer and get to the point of them going ‘we’ll offer you xyz% if you finance through us’, am I just misunderstanding that? Because if I really can’t get a better rate now, then I’d just wait until June, but would these financing checks later affect my credit when I want to purchase then? Thanks again for your help!