random_anon_user
random_anon_user t1_j26eow9 wrote
- How much is this car worth if you sold it today?
- How much is left on your loan?
Seems like this is a ~$30k car… sell it and go buy a beater for a few grand. You’re leaving the country in 6 months… are you planning on shipping the car over (or are you moving to Canada or something and are gonna drive it there?). If you’re leaving North America then you’re going to sell the car anyway… so just do it now. Buy some old ass Honda for a few grand and then sell that for basically what you paid for it before you move. Seems pretty obvious to me the answer is just sell the car and get something more reasonable.
random_anon_user t1_j6pijs9 wrote
Reply to Credit application dropped my FICO score 58 points by roaringstar44
One thing to keep in mind is what model you are looking at.
There are multiple versions of FICO/Vantage that are all based on different parameters, and they vary significantly. The scores between the 3 different bureaus can be different from one another as well. Make sure you are comparing apples to apples here.
You need to pull your actual credit report (not just an opaque number on your banks dashboard) and review it and see if there’s something wrong on it that might explain this drop. If there is, you can dispute it with the bureaus.