niftyifty

niftyifty t1_j0bghc4 wrote

Thank you. So the firebreaks makes sense to me. Are we really 2x’ing exposure though? Wouldn’t exposure rates be somewhat consistent annually outside of pandemic years? Prime sent note exposed today than say 2019, correct? I guess what I’m asking is, shouldn’t this year just be “back to normal” If it is exposure related? Am I thinking of “exposure” incorrectly?

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