Focus on that Capital One card, as it has high interest and the amount is low enough you will see progress and be motivated to pay it off. Then the Paypal one, which is most likely 20% or higher interest.

Consider selling that 2003 Jeep, you seem to not be using it now because it "needs some work", maybe have it evaluated/appraised and see if its value will increase if you pay to have that work done on it... increase enough to be worth paying for such work. Your insurance may also lower if you no longer own it.

May make more sense to sell it at a small loss and pay your debts because you'll save hundreds or thousands of dollars in interest you would pay over the next year or so. You're paying around $70 interest on just that Capital One card each month.

This is stuff you can get rid of today :

4th Youtube Premium (£12)

6th - Spotify (£15)

10th - Phone Airtime (£15)

20th - One-Drive (£6)

25th - Microsoft Xbox (£11)

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That's 60 pounds a month right there.

I don't know what "Phone device" is for which you pay 45 pounds a month - you can buy unlocked smartphones for 150-200 pounds, why would you pay 45 pounds each month?

You could probably stop paying the cat insurance for a few months, but you know better how healthy your cat is, if she had issues in the past or not, if it helped you so far, if you think it's gonna save you money.

I'd discuss with grandad and ask him to lower the monthly payment to 100 pounds or maybe even less, explaining to him that you have 7k at 26% APR to replay - that's around 160 pounds a month just in interest and that should be where all your extra money should be going right now (only higher priority would be friends you loaned money from that need the money back because you don't want to ruin those friendships over money).

If your car is worth some money, you should do some research to see if you could live without a car for a few months.