csimonson

csimonson t1_iui4tao wrote

Here's a big one that people never think of.

If you now work from home but you used to go into the office before, you're driving less per year. That alone will drop your insurance cost substantially.

Couple weeks ago I went in with my wife to talk to our state farm agent. We ended up almost doubling our medical policies on our car insurance, added something like $50k of coverage on our house and our overall payment only went up by $5 because we dropped out total estimated driving amount from 13k miles each per year to <5k for me and <8k for my wife along with getting those Bluetooth things that track your driving habits and mileage to real world.

Even if we didn't do the Bluetooth tracking things we only would've ended up paying $25 more total per month with all the extra coverage.

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