athminbri OP t1_j2epdfz wrote on December 31, 2022 at 6:37 PM

Reply to comment by BastidChimp in I need some clarification on "diversifying" investments by athminbri

>The Little Book of Common Sense Investing by John Bogle

This is actually on my to read list. Thank you!

athminbri OP t1_j2e3ijt wrote on December 31, 2022 at 4:09 PM

Reply to comment by biondablonde in I need some clarification on "diversifying" investments by athminbri

>focus mostly on expenses, diversification and asset allocation

Thank you! This was especially helpful for my brain to comprehend.

athminbri OP t1_j2dty7m wrote on December 31, 2022 at 2:59 PM

Reply to comment by Citryphus in I need some clarification on "diversifying" investments by athminbri

Thank you!

athminbri OP t1_j2dsbp7 wrote on December 31, 2022 at 2:46 PM

Reply to comment by biondablonde in I need some clarification on "diversifying" investments by athminbri

Thank you for the very informative response!

I may just be getting paranoid in putting all my money into one fund because I see that one is down while another is up. I'm worried about picking the wrong one. I thought maybe if I spread it out, one or two could lose money but the other 3 (or whatever) would make money. Again though, since I am new at this and don't understand it, I realize my thoughts could be way off.

athminbri OP t1_j2dokc7 wrote on December 31, 2022 at 2:15 PM

Reply to comment by sch8209 in I need some clarification on "diversifying" investments by athminbri

Thank you! Since I only have a few hundred invested right now, the fees don't seem that high but I know it will add up over time. This helps! Plus, I'm still not clear on how those fees are calculated, the frequency, etc. But that's a question for later, when I know more about all of this stuff.