atheken

atheken t1_j9ya3oo wrote

Page 5 of this should get you an idea.

Selecting a similar size (in “freedom units”), a #6x2” is listed as having a shear strength of 265lbs. That’s about 120kg…

But just to be clear, you’re basically talking about 3kg per clip, and .75kg per screw, pretty sure you’ll be OK.

It’s not clear how the screws are mounted, if they are parallel to the tile, then you’re talking about shear strength, if they are perpendicular, you’re talking about tensile strength (and really, more concerned with “ultimate pull out load”).

But in either case, as long as you’re screwing in to something solid like a joist or stud, I wouldn’t worry about the screws.

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atheken t1_j6dbwnb wrote

It should cost $0 to ride SEPTA.

The city profits through increased economic activity, but this is not easy to measure, especially not by SEPTA.

Some of the funding that goes into maintaining roads should go to reducing volume/wear on those roads (i.e. get more traffic off of the roads).

I don't think that enforcing a nominal fare would help with the homeless/drug issue at all. Look at the corridor to the PATCO from Walnut-Locust - that's "public space" and doesn't require a fare to get in.

Perhaps just deciding that a place to sleep, shit, and shower is a human right would go further than trying to lock people out of train stations.

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atheken t1_j5y9yd5 wrote

As far as I know, you can’t get a mortgage if you can’t get insurance.

The insurance company has a lot of data about geographic issues that could generate a claim (such as a pocket of housing built over a creek).

The OP story sounds scary, but they caught the issue, and there are so many different gates you have to go through when buying a house with a mortgage that I think these types of horror stories are the exception, not the rule.

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atheken t1_j5y9aeg wrote

The fallacy in your argument is that the average home buyer has the time or expertise to (critically) evaluate different home inspectors.

Do they need to hire an inspector? Yes.

Should the inspector have insurance and a certification? Yes.

Beyond getting recommendations from friends and your real estate agent, the typical home buyer mostly “doesn’t know what they don’t know.” - which is why they’re paying $500 to someone to do a basic walkthrough of a house.

This extends to all sorts of areas of our lives where it’s basically impossible for an individual to be fully informed, at some point we make a judgement call and make a decision.

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