This was in an actual game against the very best competition in the world. The equivalent of McClung winning the dunk contest would’ve been this guy coming in and lighting up a radar gun during a practice throwing session that only backups were participating in.

They’re not the same.

Also, Progressive gave a pretty substantial discount for paying the entire 6 months up front. It's obviously not an option for everyone, but it ended up saving me more than 20% overall.

I literally switched this past Friday night from GEICO to Progressive. Our fees had continually climbed and Progressive was able to offer the exact same comprehensive+collision coverage + deductibles for half the price GEICO wanted to charge.

Although, I'm not sure how much this has to do with the difference in the companies versus it just being time to change given the messed up business model of the industry.

They say you should look into switching insurance companies every single year, which is simply mind-boggling to me. But, I was able to get a significantly reduced quote going through the process with GEICO as a potential "new" customer and putting coverage in my name (it had been in my wife's) — so it does seem to track.

Good.