Missus_Aitch_99
Missus_Aitch_99 t1_jegroal wrote
Reply to To life insurance or not? by Lessings_Elated
He’s not a financial planner. He’s a life insurance salesman.
Missus_Aitch_99 t1_jegqbi5 wrote
Reply to LPT: If you want to compliment someone for losing weight, try not to fixate on how big they used to be by Dyert
Never comment on what anyone looks like, not even to say something you consider to be flattering. Just don’t.
Missus_Aitch_99 t1_jecu7vy wrote
Reply to comment by Overthinkingopal in Why would I pay more than 20% when withdrawing from a 457? Am I gonna be screwed for early withdraw? by Overthinkingopal
Yes. And the money you get back is a refund, not a return. The tax return is the form or set of forms you submit.
Missus_Aitch_99 t1_jecptz8 wrote
Reply to Why would I pay more than 20% when withdrawing from a 457? Am I gonna be screwed for early withdraw? by Overthinkingopal
It’s because you can incur a fee for underwithholding if you owe too much in taxes at the end of the year. You’re supposed to pay estimated taxes in the quarter in which you received the income.
Missus_Aitch_99 t1_jebkgod wrote
I’m impressed that he’s willing to sleep at the vet’s. That is one chill cat.
Missus_Aitch_99 t1_jdmmrh7 wrote
Reply to comment by AdolescenceOfP1 in LPT Request: How do I identify @#$%ing sheet and mattress pad sizes in the closet? Stop the madness!!! by AdolescenceOfP1
Well our beds are either twin or queen, so when folded it’s easy to tell the difference. And my daughter took over her own laundry when she turned ten, so there are never multiple sizes of sheets in the same load. Maybe you could get a certain color for each size bed, when it gets to be time for new sheets.
Missus_Aitch_99 t1_jdmj9pk wrote
Reply to LPT Request: How do I identify @#$%ing sheet and mattress pad sizes in the closet? Stop the madness!!! by AdolescenceOfP1
How about storing each room’s sheets in that room rather than all in one closet?
Missus_Aitch_99 t1_ja8xzqr wrote
Online-only banks are real banks. They just don’t have storefront branches, which saves them a fortune in expenses, and therefore they can pay higher interest rates.
I have checking at a bank with branches local to me, plus I have a couple savings accounts at online banks. I’ve linked them, so I can transfer between checking and savings in a couple of days.
You can’t set up bill pay directly from savings, and they’re limited to six withdrawals per month, so yes, you would transfer money to checking and then pay bills from there.
Missus_Aitch_99 t1_ja7zpx8 wrote
Reply to Old 401k and taxes; figuring out options and how much I may have screwed myself by unthused
Dude, you’re old enough to have worked for two decades. It’s time to start opening and READING your mail. I know it’s mostly J. Crew catalogs, but there is also some important stuff in there (like a paper check representing the entirety of your retirement account balance).
Missus_Aitch_99 t1_j8l08bq wrote
My first Valentine’s Day as a widow. I had the day off, so I slept until 10:30 then went to a movie.
Missus_Aitch_99 t1_j6gkmqs wrote
Reply to comment by whosthatgirl in Equity for investment vehicles later in life. by [deleted]
Okay, then each get an attorney and draft a prenup. The prenup specifies the current equity in the house as your asset that remains yours. In the divorce you’re planning, you keep that equity, and any further equity is divided equally between you. You each keep your investment balances as of the date of the wedding, and balances created during the marriage are split.
Or even better, sell the house, you keep the proceeds, then buy a new house together and each put in equal amounts.
But you really do need to consider whether 50/50 is always fair and whether it will always work. What if you become disabled or partner gets leukemia or one of you is sued and loses a million dollar judgment or partner’s child needs a kidney transplant and can’t pay for it or you get burned out doing your six-figure job and need six months off or to become a kindergarten teacher or youth pastor for a 75% pay cut. There are reasons why married couples have traditionally pooled their assets and budgeted together.
Missus_Aitch_99 t1_j6gifzm wrote
It doesn’t sound like you are both really in a marriage mindset. If you were, you wouldn’t be talking about splitting the mortgage 50/50, or of his contribution to your marital home being “rent” he is paying you. You could try premarital counseling to figure it out, but I suspect staying single will work best for you.
Missus_Aitch_99 t1_j6gap4j wrote
Reply to Is it a bad idea to keep my old apartment if I already have my own home but its noisy? by Ok-Description150
There are ways to spend $1,500 a month that would make life more pleasant for the whole family, not just you. A weekend away, membership to a pool, season’s tickets to some sports team, a trip to the nearest major city and a Broadway-quality show. Then your family would be making some memories together that went beyond “my dad hated us so much he hid in an apartment all weekend.”
Lose the dogs though. There’s no purpose to having those filthy creatures in a human home.
Missus_Aitch_99 t1_izkxyfq wrote
Reply to Need suggestions for my son turning 4. by thendryjr
The Museum of Ice Cream in Soho. Or maybe that museum of optical illusions — not the official name, but it’s on 8th Avenue in the teens.
Missus_Aitch_99 t1_izkxc6o wrote
Reply to Looking for something to do by Zerochance76
Come to Brooklyn and go ice skating at Lakeside Rink in Prospect Park. There’s also a small zoo in the park, if you’re zoo people. You could also swing by the Brooklyn Botanic Garden — not much outdoors these days, but the bonsai collection is amazing, and there are three indoor conservatories representing three different types of climate that are worth a walk through.
Missus_Aitch_99 t1_iyb85zc wrote
Reply to What are your favorite inspirational or thought provoking antagonist lines? [SFW] by [deleted]
Fredo, you’re my brother and I love you, but don’t ever take sides with anyone against the family again.
Missus_Aitch_99 t1_ixo4jjq wrote
Reply to Which channel did you grow up with: Cartoon Network, Nickelodeon or Disney Channel? by [deleted]
I grew up with ABC, NBC and CBS. I actually remember when FOX started.
Missus_Aitch_99 t1_iw5de72 wrote
Reply to If you were dissatisfied with your favorite show's finale, how would you change it? by [deleted]
I hated the ending of The Americans. No consequences at all. I expected the spies would end up either dead or in prison, or one of each.
Missus_Aitch_99 t1_iujj6z7 wrote
I found Personal Finance for Dummies very helpful when I was first starting out investing. I hope the title wouldn’t put people off. It’s a very useful overview of all topics finance — saving, investing, debt, insurance, etc.
Missus_Aitch_99 t1_iuitdiz wrote
Reply to beat checking account by Longjumping_Bad9373
TD is good, and they’re offering a bonus right now. Tdbank.com
Missus_Aitch_99 t1_iu5y0w7 wrote
Reply to Need Advice - Job Change by s3r3ndjpity
Move on. Your current employer will never forgive you for the disloyalty. And in the long run you will make much, much more over the course of your career by moving every few years.
Missus_Aitch_99 t1_itjq5et wrote
Reply to NY and Long Island by ActiveDescription777
There is a long island off the coast of New York and Connecticut. Politically all of that island is part of the state of New York. It includes four counties. From southwest to northeast they are Kings County, Queens County, Nassas and then Suffolk County. Kings County is Brooklyn, and Queens County is Queens: they are two of the five boroughs of New York City. Nassau and Suffolk are part of New York Stat but not part of New York City.
The other boroughs of NYC are Staten Island (Richmond County), Manhatta (New York County), and the Bronx (Bronx County). Only the Bronx is on the mainland.
Missus_Aitch_99 t1_jegzife wrote
Reply to What movie trope are you a sucker for? by Blastspark01
The opening shot of The Player!