Missus_Aitch_99

Missus_Aitch_99 t1_jdmmrh7 wrote

Well our beds are either twin or queen, so when folded it’s easy to tell the difference. And my daughter took over her own laundry when she turned ten, so there are never multiple sizes of sheets in the same load. Maybe you could get a certain color for each size bed, when it gets to be time for new sheets.

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Missus_Aitch_99 t1_ja8xzqr wrote

Online-only banks are real banks. They just don’t have storefront branches, which saves them a fortune in expenses, and therefore they can pay higher interest rates.

I have checking at a bank with branches local to me, plus I have a couple savings accounts at online banks. I’ve linked them, so I can transfer between checking and savings in a couple of days.

You can’t set up bill pay directly from savings, and they’re limited to six withdrawals per month, so yes, you would transfer money to checking and then pay bills from there.

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Missus_Aitch_99 t1_j6gkmqs wrote

Okay, then each get an attorney and draft a prenup. The prenup specifies the current equity in the house as your asset that remains yours. In the divorce you’re planning, you keep that equity, and any further equity is divided equally between you. You each keep your investment balances as of the date of the wedding, and balances created during the marriage are split.

Or even better, sell the house, you keep the proceeds, then buy a new house together and each put in equal amounts.

But you really do need to consider whether 50/50 is always fair and whether it will always work. What if you become disabled or partner gets leukemia or one of you is sued and loses a million dollar judgment or partner’s child needs a kidney transplant and can’t pay for it or you get burned out doing your six-figure job and need six months off or to become a kindergarten teacher or youth pastor for a 75% pay cut. There are reasons why married couples have traditionally pooled their assets and budgeted together.

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Missus_Aitch_99 t1_j6gifzm wrote

It doesn’t sound like you are both really in a marriage mindset. If you were, you wouldn’t be talking about splitting the mortgage 50/50, or of his contribution to your marital home being “rent” he is paying you. You could try premarital counseling to figure it out, but I suspect staying single will work best for you.

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Missus_Aitch_99 t1_j6gap4j wrote

There are ways to spend $1,500 a month that would make life more pleasant for the whole family, not just you. A weekend away, membership to a pool, season’s tickets to some sports team, a trip to the nearest major city and a Broadway-quality show. Then your family would be making some memories together that went beyond “my dad hated us so much he hid in an apartment all weekend.”

Lose the dogs though. There’s no purpose to having those filthy creatures in a human home.

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Missus_Aitch_99 t1_izkxc6o wrote

Come to Brooklyn and go ice skating at Lakeside Rink in Prospect Park. There’s also a small zoo in the park, if you’re zoo people. You could also swing by the Brooklyn Botanic Garden — not much outdoors these days, but the bonsai collection is amazing, and there are three indoor conservatories representing three different types of climate that are worth a walk through.

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Missus_Aitch_99 t1_iu5y0w7 wrote

Move on. Your current employer will never forgive you for the disloyalty. And in the long run you will make much, much more over the course of your career by moving every few years.

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Missus_Aitch_99 t1_itjq5et wrote

There is a long island off the coast of New York and Connecticut. Politically all of that island is part of the state of New York. It includes four counties. From southwest to northeast they are Kings County, Queens County, Nassas and then Suffolk County. Kings County is Brooklyn, and Queens County is Queens: they are two of the five boroughs of New York City. Nassau and Suffolk are part of New York Stat but not part of New York City.

The other boroughs of NYC are Staten Island (Richmond County), Manhatta (New York County), and the Bronx (Bronx County). Only the Bronx is on the mainland.

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