Ours gave money back due to people not driving as much during lockdown. Now, most insurance companies are increasing price. Luckily, I has already renewed with Esurance before. Will find out next year if I'll pay more.

Hardest part is starting. Once you have learned something new, you'll want to try to find out more about it.

Professor of mine used to tell us, "The more you know, the more you don't know."