GhostRising_

GhostRising_ t1_jeasi8d wrote

Apparently so. When you renew they send you a report from some 3rd party company who rates the customers. They list the “issues” which in turn have an affect on your premium. Like “too many accounts open” etc. We haven’t missed a payment on ANYTHING (in fact we over pay if it’s a balance) in 2 decades.

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GhostRising_ t1_jearyr7 wrote

NJM pays out better medical than ANY other insurance company (god forbid you need it). I’ve never had an issue other than the fact of the ASININE way they use your credit history in your premium. Both of us have well over 800 scores but get hit by number of accounts etc. it’s a joke

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