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yowen2000 t1_j6pj9ct wrote

> he will get it taken care of it without hurting our finances anymore

It is already very seriously impacting your finances, that ship has sailed.

You have a child to think about here, first and foremost. I very highly recommend you post your full financial picture (yours and his) on r/personalfinance and get their expert opinion. It will help you make a decision whether you see yourself clawing your way out of this with him, or if you want to move forward on your own.

> Sometime last year he received a 10k credit card that we agreed to keep away and maybe use it for a down payment on a house.

You would also benefit from increasing your financial literacy, you cannot use a credit card to make a down payment on a house. Have a look at the sidebar on r/personalfinance for the basics.

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