Submitted by roaringstar44 t3_10qckon in personalfinance
Smithy2232 t1_j6p80w3 wrote
It isn't the credit application that dropped your score 58 points. I don't think your score dropped 58 points in a short amount of time, not that it couldn't but if it did there would be clear reasons for it. Chase didn't run it multiple times. It might not be an error, perhaps you were mistaken about your score to begin with. Perhaps the time period you are talking about encompassed many other events.
I can assure of this, it isn't the credit card application, and if the drop happened, there was a reason.
roaringstar44 OP t1_j6p8mbw wrote
I assure you I was not mistaken about my previous score and my bank shows how many points it went down. It changed in less than a week. I just looked at my banks free credit score listing on the weekend.
ahj3939 t1_j6pemw4 wrote
Other things could have changed in the past month since the last time they pulled your score.
Also check the date, it could be they pulled that score before you even applied for the card.
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