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wickedkittylitter t1_j6nbabo wrote

Information on your current credit report includes debt taken out in the last 7 years. You might not even need reports from prior years, but yes, you may be able to get prior credit reports if you have a valid reason and if the CSR you talk to at the credit bureau can find the report.

Frankly, you'll get just as good information here as you would at r/legaladvice. Lawyers follow this forum and chime in on topics. On r/legaladvice, you don't know that the posters are lawyers and based on what I've seen, most aren't.

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nya9019 t1_j6ncm1f wrote

That's actually very insightful. I didn't know the users of these two subs corresponded so much. That makes sense, though.

I just didn't want this post to get deleted.

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