Submitted by octotron3000 t3_10p3dhx in personalfinance
curtludwig t1_j6kz6bc wrote
Reply to comment by octotron3000 in I have a financed car and less than 30 days before navy basic training. by octotron3000
The magic number used to be 26. When I turned 26 my insurance dropped like $1000 a year.
Keep your nose clean though, your insurance company cares what you've done longer than the police do.
octotron3000 OP t1_j6l0a4u wrote
Thank you for light at the end of the tunnel, I hate insurance so much, I was always told nobody wins until there is a total loss. Little scared to take that risk...
curtludwig t1_j6n4hth wrote
It depends on your area too but a lot on your age and keeping a clean nose. Don't get tickets, they're easy to avoid.
In my mid '40s, 2 drivers on the plan, 3 cars, something like $1500/yr living out in the country. It definitely gets better.
octotron3000 OP t1_j6nvh6x wrote
That's actually pretty good, yeah I don't have a problem either simply obeying the law, it just seems like it's going to take forever for that to get here.
curtludwig t1_j6o2t4u wrote
Be careful what you wish for. 26 was a hard year for me, I'd already gotten married, passed the drinking age, voting age, gotten my license. Getting cheaper insurance was the last age related milestone I could see...
octotron3000 OP t1_j6o9yv1 wrote
That's OK how much better could I really get, I belive the next milestones would be prostate exam and aarp magazines?
octotron3000 OP t1_j6oa2vj wrote
Life is pretty melancholy regardless the age it's like lettuce it's already pretty bad but gets worse with time.
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