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NobodyNo7366 OP t1_j28v3n0 wrote

Reply to comment by t-poke in Can you dispute fees for a bad check? by NobodyNo7366

So if I'm reading this right, the fee for the value of the check essentially cancels out the initial check deposit and the fee is actually only $12?

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t-poke t1_j28vmpw wrote

Stop thinking of it as a fee. The bank is reversing the deposit because it was a bad check. They can't put that money in your account because it doesn't exist. So they reversed the deposit by withdrawing that amount from your account.

The $12 - that's the fee for depositing the bad check. That's all you'll get back if the bank decides to be nice and waive the fee.

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No_Tension_280 t1_j28vr6p wrote

The deposit didn't really happen , they just 'reversed' the deposit. The fee is the $12.

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NobodyNo7366 OP t1_j28x8ld wrote

Ok then that makes way more sense. I was getting worried. I got an email that was confusing and did not outline what was happening so clearly. It just said I was being charged this one big fee which includes the $12 for the bad check.

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