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FreddyLynn345_ t1_j28wip6 wrote

Why put all your eggs in only 2 baskets? Personally, I'd diversify the investments further

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93195 t1_j28z4ee wrote

The S&P 500 fund holds the largest 500 companies in the US. The total world fund holds 9,534 stocks from all market capitalizations and all market sectors across the world.

OP isn’t in two baskets. They are in approximately 10,000 baskets worldwide (okay, a bit less if you want to subtract the overlap).

It is literally impossible to diversify further within stocks. If you mean adding things like bonds, treasuries, etc, then okay.

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biffmaniac t1_j298fy3 wrote

To add my two cents to your great explanation, at age 28, I'd be 100% in equities with 0% bonds and treasuries. But to each his own. OP took an aggressive approach and appears comfortable with the risk.

Maybe both of us are reading Freddy's comment wrong, but I agree, this is diverse in what I would consider to be an appropriate way.

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