27Believe t1_iycqxjk wrote on November 30, 2022 at 12:58 PM

Reply to comment by limestone_tiger in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount

Drivers aren’t insured. The vehicles are. If someone doesn’t own a car, they do not have insurance

JazzyJazzJaxx t1_iyd1832 wrote on November 30, 2022 at 2:27 PM

You don’t have to own the car to have insurance, you can be added on as an authorized driver which was the case before they decided to remove him

27Believe t1_iyd1dsz wrote on November 30, 2022 at 2:28 PM

Why would he be an authorized driver ? He doesn’t live there or use the car regularly. If I have a friend visiting and she asks to borrow my car, I don’t add her as a driver.

debbiewith2 t1_iyf2n47 wrote on November 30, 2022 at 10:31 PM

He did live there at the time of the accident, for at least a month.

27Believe t1_iyf3xkh wrote on November 30, 2022 at 10:40 PM

Then they should have put him back on

debbiewith2 t1_iyf40vu wrote on November 30, 2022 at 10:41 PM

You better believe it!

JazzyJazzJaxx t1_iyd2fhv wrote on November 30, 2022 at 2:36 PM

“If someone doesn’t own a car, they do not have insurance” that statement was incorrect and I addressed that. Yes you wouldn’t add your friend to your insurance if they’re just borrowing your car but that’s not what my initial comment was referring to.

27Believe t1_iyd4rhk wrote on November 30, 2022 at 2:53 PM

So what auto insurance would someone who doesn’t own a car have? And why would someone who doesn’t live there or use the car regularly be on the owners insurance ?