It totally depends, as each client is subjective and requires a suitability assessment, I cant legally give a recommendation without it

I can say that the 3 I’m referring to are contributed as follows

$1000/mo, $1200/mo, and my largest is $4000/mo

In retirement (most of them want to be done by 50, 1 at 55) they’ll be able to pull between $209k per year, tax free on the $1000/mo investment, while the top end will net him closer to $500k per year tax free.

The rate of return for the calculations was 7.34% after fees and expenditures if I remember off the top of my head, but I cant guarantee that one. Could be 7.44%