Relevant anecdote: as a minor(15) I was at an outdoor concert and got stomped on, collapsed onto someone and got involuntarily crowdsurfed/pushed forward and over the rails separating crowd and band. Lying there stunned, some paramedics grabbed me, put me in an ambulance and took me to a hospital. I kept telling them I needed to go back, but they insisted they had to take me. I get to the ER, and I sit there with a guy who has his head cracked open before they take me, X-ray me, and call my mom to come get me.

Fast forward to a $8k bill about a month later. One of the charges on it was for IV services (that weren’t performed) and would have been difficult to perform because I’m so needlephobic I need to be restrained for a blood draw. Let alone my mom picked me up and I had no needle marks or IV.

When she brought out the big guns (that she’s a lawyer and that they essentially kidnapped me) they ended up dropping the cost to $800 which insurance paid. She still will get upset about it if it’s brought up.