I've been with progressive for 7 years and learned last week that means nothing. On top of my rates going up every cycle, regardless of the fact that I have a completely clean driving record, they also rejected my claim for a windshield because the damage happened during the same cycle that I requested a lower deductible. They said "it's suspicious timing that I'd never filed a claim ever and the first time I do is 2 months after I request my deductible be lowered from 1k to 100."

Even though it's a new car and I didn't notice my deductible was 1000 until I went to renew and said "oh that's not good, let's lower my comprehensive since I commute so far and winter is coming and I'm not paying out of pocket when a truck inevitably throws a rock at my windshield."

It's almost like insurance companies dont want to pay out. I've paid on average 150/mo to progressive for 7 years, that's 12,600 that shouldn't have sitting away somewhere specifically for me to use if I need to make a claim. Why they try to weasle out of saving me money is beyond me.