None of us have access to the full itemized receipt and your insurance policy to review and see if you were only charged for items you received and your insurance was applied appropriately. If you want to double-check, get those items and review them.

Given that your frame allowance was $200 and your insurance savings is greater than $200, there's no obvious issue in what you've posted.

Stores can charge whatever price they like for glasses, don't buy them here if you don't agree with this price.