Well...

I was going to ask, too. Because it isn't unusual for an at-fault driver's insurance company to offer you $500 here.

While Michigan is a no-fault state, if one party was clearly more than 50% at fault (usually indicated by having received a ticket for a moving violation associated with the accident) the other party can sue in small claims court under mini-tort for up to $1,000.

I've had three accidents where the other driver's insurance cut me a check for my deductible just by calling them and politely asking to save everyone the time of going to court. In each incident, their customer had either been ticketed, or was obviously at fault (by hitting my parked car while I was standing next to it).