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arbus2021 t1_ja6honf wrote

Reply to comment by Mr_Evil_Dr_Porkchop in Alternatives to Roth IRA? (Based in USA) by tratratrakx

Entire account needs to be converted or just the investments within traditional can be moved ? Is there a brokerage limitation for this conversion ?

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Nagisan t1_ja6in71 wrote

You don't need to convert the entire account, however, you can't convert only after-tax dollars. When you convert Traditional IRA to Roth IRA, it's pro-rata - which means conversions are proportional to the pre vs post tax dollars. If 10% of your tIRA is post-tax and 90% is pre-tax, any conversion you do will be taxable on 90% of the conversion.

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arbus2021 t1_ja6jf8o wrote

Appreciate the response.will do some digging

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