True on that first part and it's a bit cheaper to live down there if you don't make much and like manufactured homes but I would have to disagree with that second part. Not sure on your experience's and how you have come to that conclusion but visiting down there in the winters and talking with my friends and family that live there, some who are middle to very low income have not had many issues, if not at all. Only issues my family has had that was related to the government was trying to get disability which Florida judges are very hard to convince even with solid evidence because of the amount of people who are trying to get it with little to no issues. Also, I don't have any trans friends just one that's gay and he hasn't had any grips about the area, state or jobs. He keeps trying to get me to come down and work with him which I may. Also, there federal laws that protect people from discrimination in the workplace and hiring environment and Florida is pretty diverse, if there was issue like that, I'd think the younger people would be leaving the state, not moving in from places like Cali, NY and New England. Tampa imo is the place to be in the winter. Then NH in the summer.