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remarkablemayonaise t1_j6gykro wrote

Reply to comment by scorch07 in ELI5: Why are contactless payment methods faster than inserting the chip? by jimmysofat6864

I was starting to get worried. Most of the time a card is rejected is because the limit has been reached. Imagine running a business and accepting that when people run out of funds / credit the business has to eat the cost.

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Stornahal t1_j6iy97b wrote

In the UK, card rejections are almost always to force a PIN entry - after a certain amount of time/uses of contactless payment by card.

Doesn’t happen when using phones (due to the use of tokens I think)

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