Franklin St isn't Newbury St which the previous commenter specifically mentioned, and I'm not sure why you're bringing it up. The city has had 39 bank closures since the pandemic started, and nationally the trend for over a decade has been more branch closures, especially in metropolitan areas and among larger banks. One street isn't representative of the larger trends.

I mean, it IS the financial district. I expect to see all the regional and national banks have offices and branches there. It makes sense for them to be in proximity to each other.

What I didn't need was a new Chase bank on Centre St in JP where there used to be a family-owned restaurant.