NationalElderberry39 t1_jd8w1vh wrote
It is very common for health providers in wa to have a different time of service rate than if billed later. You may not have signed anything but by billing your insurance, likely signing something to okay that, your chiropractor has a contract with them for the rates they can bill and get paid for. If your insurance doesn’t end up paying it, because of your agreement with your health insurance, you are now liable for that payment. As to the things you were charged for, did you ask the chiro? Something as simple as applying heat can be billed as extra. The chiro has notes on what was performed and should be able explain the extra charges, but it would be good to ask for the explanation of what was billed and why.
SnooMemesjellies7591 OP t1_jd9030y wrote
>It is very common for health providers in wa to have a different time of service rate than if billed later. You may not have signed anything but by billing your insurance, likely signing something to okay that, your chiropractor has a contract with them for the rates they can bill and get paid for. If your insurance doesn’t end up paying it, because of your agreement with your health insurance, you are now liable for that payment. As to the things you were charged for, did you ask the chiro? Something as simple as applying heat can be billed as extra. The chiro has notes on what was performed and should be able explain the extra charges, but it would be good to ask for the explanation of what was billed and why.
Yes I had asked and reviewed each individual statement. For example, the chiropractor never adjusted my lower back and legs but in the time of service it claims they did so for an extra $25 per treatment. I'm not disputing services they actually performed
mauifairy t1_jdu1kqa wrote
Chiropractors are notorious for this (particularly the one I worked for). They loooove adding the “extra spinal manipulation” charge on top of the standard 3-4 regions adjustment. My boss would usually write it off if a patient complained but otherwise would charge everyone that. I could go on and on about the shit they were doing.
SnooMemesjellies7591 OP t1_jdu1obb wrote
Do you think I have grounds for taking the chiropractor to small claims court or disputing the credit card charges? I guess I was just confused why when billed insurance there are these extra charges but the cash rate is a standard $50-60 per visit.
mauifairy t1_jdu292d wrote
It’s hard to say. I do know that once insurance has touched it it’s illegal to discount anything off of it. Or at least that’s what I’ve been told.
SnooMemesjellies7591 OP t1_jdu2c0n wrote
Anyways, I reached out to my insurance about why the insurance rate was significantly higher than cash rate.
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