The problem with subsidies is they encourage a lot of political wheeling and dealing and generally high build costs as people milk it.

I'd like to see them decouple the low income housing fees from new construction because I think ironically they drive prices up and create more of a need for low income housing. It's not that it's not funded but don't collect from new construction and do something out of the general fund instead. Local government's role in the increase in housing prices is not really mentioned but with hookups and the like it can easily top 200k. That gets marked up too by the developer because they're putting the initial cash out there. Ameliorate that some and we might get out of this vicious cycle we're currently in with high rates and high costs making it difficult to build. More so than zoning in many ways.