You know, that's all very well and good.

But if I was paid a mere $60K a year that I got from my full-time job as well as the assurance that if I ever got sick it wouldn't cost me and my entire family our entire net worth, I would be a lot more well-adjusted than I am now while "reacting" to the realities required to survive.

After my most recent Christmas bonus (and gotta say- lucky me!), I now have enough money to see the Eye doctor for the first time in three years. You know - eyes? Those things I use every day to see things? Why are they considered a luxury item?