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JustADudeBeingADood t1_j6yypsw wrote

I'm not saying there is a discount (well, there are with grants like Pell). I'm saying the government offers loans to 18 year olds that no private bank will offer outside of our current financial aid system. It has created a student loan crisis so bad the government is now forgiving loans...effectively creating a discount.

Because any 18 year old can and will sign up for any amount of government backed loans for college, colleges simply inflate their prices because they have no shortage of customers.

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jon_hendry t1_j6z0gcq wrote

The hospitals have already sold off the debt to bill collectors.

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Alert-Ad687 t1_j6zchjz wrote

What do you mean there is a discount with Pell? If the student brings $5k in Pell Grants to the university, their student account is credited $5k and not a penny more.

Yes, student loans have probably caused tuition inflation. But the government wiping out medical debt at a 90% discount is definitely…a discount. Not really a good comparison.

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[deleted] t1_j6zecud wrote

[deleted]

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Alert-Ad687 t1_j70nk41 wrote

Ehh, not sure that’s been the case. Most federal student loans for the past 10+ years have been Federal Direct loans, not funded by a private bank.

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