Again, you have a valid concern. But you can't ask the internet about it. If you do, you will receive a response from Carl who wore a Columbia jacket for 10 years, had a zipper failure and his zipper was replaced for $0. And you will receive a response from Sally who wore the same Columbia jacket for 5 years and her warranty was denied after sliding 200 feet due to a 45MPH motorcycle collision. Carl is happy and tells you to have no fear. Sally is Big Mad and says Columbia is literal Satan.

Ignorant consumers always blame the fine print for their being a fuck head. Now there are companies that are also fuck heads, but you will find that its more consumers than companies.